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Contact your local Veterans United office in Jacksonville, North Carolina

Whether you have questions about your loan options, need help with your account, or are ready to start your home ownership journey, we’re here to serve you. (910) 353-3010

Contact Information

  • Phone (910) 353-3010
  • E-Mail pgatlin@vu.com
  • Location 102 Elizabeth Street, Ste. E
    Jacksonville, NC 28540
  • Hours Mon. -- Fri.: 9 a.m. -- 5 p.m.
    Closed Saturday and Sunday
  • Community Facebook

Meet the Team at Veterans United in Jacksonville, North Carolina

Phyllis Gatlin

Branch Manager

NMLS #157263

Email Phyllis

Phyllis Gatlin is the branch manager at Veterans United Home Loans. She has been in the mortgage industry for more than 20 years and is a lifelong resident of Onslow County. Phyllis has various ties to the military in addition to serving as a sponsor at the local USO. Phyllis considers her customer service and VA Loan expertise to set her apart from other lenders, and her dedication to her customers is second to none. When she isn’t serving her community VA homebuyers, she’s traveling, cooking, reading , or spending time with her sons and dogs.

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Theresa Saunders

Loan Officer

NMLS #448306

Email Theresa

Theresa Saunders is a loan officer at Veterans United. She’s been in the mortgage industry for the past seven years and has lived in Jacksonville for the past 11. She is a military spouse to a retired Marine who served for 20 years. Because she understands the military lifestyle, Theresa is a unique asset for service members on the homebuying journey. She is constantly organized and updates her homebuyers on every step of the home loan process. Theresa loves what she does and finds it easy to stay busy. When she’s not at the office, Theresa is spending time with her family and pets, going to the beach and driving her Mustang convertible.

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James Browning III

Loan Officer

NMLS #1884028

Email James

James Alexander Browning III is a Loan Officer at Veterans United Home Loans. Having been born and raised in Richlands, James is very well versed in the Jacksonville area and looks forward to serving Veterans in the community he comes from. Having a grandfather and uncle who both served in the military, he wants to do his best to serve each homebuyer with the care and attention they deserve and help them to make the most confident and educated purchase possible. Whenever he gets free time, James enjoys spending time with his wife and two dogs, golfing, fishing, and listening to live music.

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Speak with a Home Loan Specialist today
- or visit us at -
102 Elizabeth Street, Ste. E, Jacksonville, NC 28540
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.